Underwriting Services

Gooi’s robust underwriting service provides a customized approach to underwriting mortgage loan files to the specifications of Secondary Market Investors, Fannie Mae, Freddie Mac and Federal Home Loan Bank. Each client has a dedicated team of underwriters that average nearly 25 years of experience. We are large enough to efficiently handle high-volumes yet small enough to remain responsive and available. We are fully licensed in a majority of the U.S. and our limited warranty reduces your risk.

Benefits include:

  • Direct access to underwriting team
  • Equitable resubmission policy
  • Secure electronic upload
  • Transparency and visibility of work
  • Underwrite loans to specific investor guidelines 
  • Job aid created for each client to allow for overlays and multiple specifications

We offer a one-stop resource for questions and consulting. Loan products include:

  • Conventional
  • Federal Home Loan Bank
  • Fannie Mae
  • Freddie Mac 
  • USDA
  • Jumbo
  • Seconds
  • Portfolio
  • New Construction
  • Renovation